Coverage Plans

Insurance That Fits Your Life

Explore our comprehensive range of insurance solutions. Every plan is customizable to your unique needs and budget.

Home Insurance

Home Insurance

Protect your sanctuary with comprehensive coverage for your house, belongings, and personal liability.

Essential

$75/mo
  • Dwelling Coverage ($200K)
  • Personal Property ($50K)
  • Basic Liability ($100K)
  • No Deductible Option
Most Popular

Preferred

$125/mo
  • Dwelling Coverage ($400K)
  • Personal Property ($100K)
  • Extended Liability ($300K)
  • Identity Theft Protection
  • Water Backup Coverage

Premier

$195/mo
  • Dwelling Coverage ($750K+)
  • Personal Property ($250K)
  • Umbrella Liability ($1M)
  • All Perils Coverage
  • Home Systems Protection
  • Personal Injury Coverage

Available add-ons: Flood, Earthquake, Jewelry, Fine Art, and Rental Dwelling coverage.

Auto Insurance

Auto Insurance

Comprehensive vehicle protection for cars, trucks, and SUVs. Drive with confidence knowing you are fully covered on every road.

Liability

$45/mo
  • Bodily Injury Liability
  • Property Damage Liability
  • Uninsured Motorist
  • State Minimum Coverage
Most Popular

Full Coverage

$115/mo
  • Collision & Comprehensive
  • Roadside Assistance
  • Rental Reimbursement
  • Glass Repair Coverage
  • New Car Replacement

Premium

$165/mo
  • Full Coverage +
  • Accident Forgiveness
  • Diminishing Deductible
  • Gap Coverage
  • Rideshare Coverage
  • Custom Parts Protection

Safe driver, good student, and multi-policy discounts available. Bundling with home insurance saves up to 25%.

Life Insurance

Life Insurance

Secure your loved ones' financial future with term and permanent life insurance that grows with your family.

Term 20

$28/mo
  • $250K Death Benefit
  • 20-Year Fixed Term
  • Convertible to Permanent
  • No Medical Exam Required
Most Popular

Whole Life

$95/mo
  • $500K Death Benefit
  • Lifetime Coverage
  • Guaranteed Cash Value Growth
  • Accelerated Death Benefit
  • Premium Fixed for Life

Universal Life

$140/mo
  • $1M+ Death Benefit
  • Flexible Premiums
  • Investment Component
  • Living Benefits Rider
  • Long-Term Care Rider
  • Indexed Growth Options

All plans include a 30-day free look period. Riders available for spouse, child, and accidental death.

Health Insurance

Health Insurance

Get access to top-tier healthcare with plans that cover preventive care, prescriptions, specialist visits, and hospital stays.

Bronze HMO

$195/mo
  • Preventive Care (100%)
  • Generic Drug Coverage
  • Primary Care Visits
  • Telehealth Included
Most Popular

Silver PPO

$315/mo
  • No Referrals Needed
  • Brand Name Drug Coverage
  • Specialist Visits
  • Mental Health Coverage
  • Maternity & Newborn Care

Gold PPO

$475/mo
  • Lowest Deductibles
  • Vision & Dental Add-on
  • Out-of-Network Coverage
  • Physical Therapy
  • Chiropractic Care
  • Wellness Program

All plans meet ACA requirements. Subsidies and HSA-compatible plans available. Nationwide provider network with 500K+ physicians.

Compare

Quick Comparison

See how our most popular Preferred/Silver plans stack up across key coverage areas.

FeatureHome PreferredAuto Full CoverageLife WholeHealth Silver
Starting Price$125/mo$115/mo$95/mo$315/mo
Core Coverage$400K DwellingCollision + Comp$500K BenefitPPO Network
Claims Support24/724/7Business Hours24/7 Nurse Line
Deductible$500-$2,500$250-$1,000N/A$1,500-$3,000
Multi-Policy DiscountUp to 25%Up to 25%Up to 15%N/A
Mobile AppYesYesYesYes

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